:root{--cream:#FAF5EC;--cream-2:#F3EBDC;--ink:#192423;--ink-soft:#46514f;--teal:#0F5257;--teal-deep:#0A3A3E;--teal-tint:#E6F0ED;--teal-line:#CADbD6;--coral:#E0744A;--coral-deep:#C75C36;--gold:#D9A441;--white:#ffffff;--shadow-sm:0 1px 2px rgba(15,82,87,.06), 0 2px 8px rgba(15,82,87,.06);--shadow-md:0 4px 14px rgba(10,58,62,.10), 0 18px 40px rgba(10,58,62,.10);--shadow-lg:0 10px 30px rgba(10,58,62,.14), 0 30px 70px rgba(10,58,62,.16);--radius:18px;--radius-lg:26px;--maxw:1180px;--font-display:"Fraunces", Georgia, serif;--font-body:"Hanken Grotesk", system-ui, sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-body);font-size:18px;line-height:1.6;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased;overflow-x:hidden}body::before{content:"";position:fixed;inset:0;z-index:9999;pointer-events:none;opacity:.035;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}a{color:inherit}img{max-width:100%}::selection{background:var(--coral);color:#fff}h1,h2,h3{font-family:var(--font-display);font-weight:560;line-height:1.08;letter-spacing:-.01em}.eyebrow{font-family:var(--font-body);font-weight:700;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}.skip-link{position:fixed;left:12px;top:-64px;z-index:200;background:var(--teal-deep);color:#fff;font-weight:700;font-size:.95rem;padding:12px 18px;border-radius:0 0 10px 10px;text-decoration:none;transition:top .15s ease}.skip-link:focus{top:0}main{display:block}.inline-cta{background:linear-gradient(160deg,var(--teal) 0%,var(--teal-deep) 100%);color:#fff;border-radius:var(--radius);padding:34px 32px;margin:42px 0;text-align:center;position:relative;overflow:hidden}.inline-cta h3{color:#fff;font-size:1.6rem;margin-bottom:10px;position:relative}.inline-cta p:not(.fine){color:#cfe2de;max-width:56ch;margin:0 auto 22px;position:relative;font-size:1rem}.inline-cta .btn{position:relative}.inline-cta .btn-primary{color:#fff}.inline-cta .fine{font-size:.8rem;color:#a9c2bd;margin:14px 0 0;position:relative}.crumbs{padding-top:24px;font-size:.84rem;font-weight:600;color:var(--ink-soft)}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:8px}.crumbs li+li::before{content:"/";margin-right:8px;color:var(--teal-line)}.crumbs a{color:var(--teal);text-decoration:none}.crumbs a:hover{color:var(--coral-deep)}.faq details{background:var(--white);border:1px solid var(--teal-line);border-radius:14px;margin-bottom:14px;overflow:hidden}.faq details[open]{box-shadow:var(--shadow-sm)}.faq summary{list-style:none;cursor:pointer;padding:20px 22px;font-weight:700;font-size:1.04rem;color:var(--teal-deep);display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:var(--font-body)}.faq summary::-webkit-details-marker{display:none}.faq summary .pm{width:26px;height:26px;flex:none;border-radius:50%;background:var(--teal-tint);display:grid;place-items:center;color:var(--teal);font-size:1.3rem;transition:transform .25s;line-height:1}.faq details[open] summary .pm{transform:rotate(45deg)}.faq .ans{padding:0 22px 20px;color:var(--ink-soft);font-size:1rem}.faq .ans p{margin-bottom:12px}.faq .ans p:last-child{margin-bottom:0}.topbar{background:var(--teal-deep);color:#dfeae7;font-size:.86rem;font-weight:500;text-align:center;padding:9px 16px;letter-spacing:.01em}.topbar strong{color:var(--gold);font-weight:700}header{position:sticky;top:0;z-index:100;background:rgba(250,245,236,.82);backdrop-filter:blur(12px);border-bottom:1px solid var(--teal-line)}.nav{display:flex;align-items:center;justify-content:space-between;height:72px}.brand{display:flex;align-items:center;gap:11px;font-family:var(--font-display);font-weight:600;font-size:1.4rem;color:var(--teal-deep);text-decoration:none;white-space:nowrap}.brand .logo{width:38px;height:38px;flex:none;display:grid;place-items:center;background:var(--teal);border-radius:11px}.brand .logo svg{width:22px;height:22px}.nav-cta{display:flex;align-items:center;gap:22px}.nav-link{font-weight:700;font-size:.98rem;color:var(--teal-deep);text-decoration:none}.nav-link:hover{color:var(--coral-deep)}.nav-link[aria-current]{color:var(--teal);box-shadow:inset 0 -2px 0 var(--coral)}@media(max-width:620px){.nav-cta{gap:12px}.nav-cta .btn{font-size:.92rem;padding:12px 16px;border-radius:12px}.nav-link{font-size:.9rem}header .brand{font-size:1.02rem;gap:8px}header .brand .logo{width:32px;height:32px;border-radius:9px}header .brand .logo svg{width:19px;height:19px}}@media(max-width:420px){header .nav{padding-left:16px;padding-right:16px}header .brand{font-size:.86rem;gap:6px}header .brand .logo{width:28px;height:28px;border-radius:8px}header .brand .logo svg{width:17px;height:17px}.nav-cta .btn{font-size:.88rem;padding:11px 14px}}@media(max-width:560px){header .brand-name{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}header .brand{gap:0}.nav-cta{gap:16px}}@media(max-width:380px){.nav-cta{gap:11px}.nav-link{font-size:.84rem}}@media(max-width:340px){header .brand{font-size:.78rem}.nav-cta .btn{font-size:.8rem;padding:10px 12px;border-radius:11px}}.btn{font-family:var(--font-body);font-weight:700;font-size:1.05rem;cursor:pointer;border:none;text-decoration:none;border-radius:14px;padding:16px 26px;transition:transform .15s,box-shadow .2s,background .2s;display:inline-flex;align-items:center;justify-content:center;gap:10px;white-space:nowrap}.btn-primary{background:var(--coral);color:#fff;box-shadow:0 6px 18px rgba(199,92,54,.32)}.btn-primary:hover{background:var(--coral-deep);transform:translateY(-2px);box-shadow:0 10px 24px rgba(199,92,54,.38)}.btn-primary:active{transform:translateY(0)}.btn-primary svg{width:18px;height:18px}footer{background:var(--teal-deep);color:#a9c2bd;padding:54px 0 30px;font-size:.9rem;margin-top:0}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:40px}@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.foot-grid{grid-template-columns:1fr}}footer .brand{color:#fff;margin-bottom:14px}footer p{max-width:42ch;line-height:1.65}footer h2{color:#fff;font-family:var(--font-body);font-weight:700;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px}footer ul{list-style:none;display:grid;gap:10px}footer a{text-decoration:none;color:#a9c2bd;transition:color .2s}footer a:hover{color:#fff}.disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;font-size:.78rem;color:#85a39d;line-height:1.7}.disclaimer p{max-width:none;margin-bottom:10px}.hub-hero{padding:44px 0 18px;text-align:center}.hub-hero h1{font-size:clamp(2.3rem,5vw,3.6rem);color:var(--teal-deep);max-width:22ch;margin:16px auto 0}.hub-hero p{color:var(--ink-soft);font-size:1.14rem;margin:18px auto 0;max-width:60ch}.hub-hero .eyebrow{display:flex;justify-content:center;align-items:center;gap:9px}.hub-hero .eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--coral);box-shadow:0 0 0 4px rgba(224,116,74,.18)}.feature{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;background:var(--white);border:1px solid var(--teal-line);border-radius:var(--radius-lg);padding:38px;box-shadow:var(--shadow-md);margin:48px 0 40px}@media(max-width:860px){.feature{grid-template-columns:1fr;gap:26px;padding:28px}}.feature h2{font-size:clamp(1.7rem,3.4vw,2.3rem);color:var(--teal-deep);margin:14px 0 12px}.feature h2 a{text-decoration:none}.feature h2 a:hover{color:var(--coral-deep)}.feature p{color:var(--ink-soft)}.feature .tag{display:inline-block;background:var(--coral);color:#fff;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 12px;border-radius:20px}.feature-side{background:var(--teal-deep);border-radius:var(--radius);padding:26px;color:#dfeae7}.feature-side h3{color:#fff;font-size:1.16rem;margin-bottom:12px}.feature-side ul{list-style:none;display:grid;gap:10px;font-size:.94rem}.feature-side li{display:flex;gap:9px;align-items:flex-start}.feature-side li::before{content:"→";color:var(--gold);font-weight:700;flex:none}.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:26px;padding-bottom:20px}@media(max-width:820px){.card-grid{grid-template-columns:1fr}}.pcard-art{background:var(--white);border:1px solid var(--teal-line);border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s;display:flex;flex-direction:column}.pcard-art:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}.pcard-art .kicker{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal)}.pcard-art h3{font-size:1.42rem;color:var(--teal-deep);margin:12px 0 10px}.pcard-art h3 a{text-decoration:none}.pcard-art h3 a:hover{color:var(--coral-deep)}.pcard-art p{color:var(--ink-soft);font-size:1rem;flex:1}.pcard-art .meta{margin-top:18px;padding-top:16px;border-top:1px dashed var(--teal-line);font-size:.82rem;color:var(--ink-soft);font-weight:600;display:flex;gap:14px;flex-wrap:wrap}.article-wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;display:grid;grid-template-columns:minmax(0,1fr)316px;gap:56px;align-items:start}@media(max-width:1000px){.article-wrap{grid-template-columns:minmax(0,1fr);gap:0}}article{max-width:74ch;min-width:0;padding-bottom:20px}.art-head{padding:22px 0 30px;border-bottom:1px solid var(--teal-line);margin-bottom:34px}.art-head h1{font-size:clamp(2.1rem,4.6vw,3.1rem);color:var(--teal-deep);margin:14px 0 0}.art-head .standfirst{font-size:1.2rem;color:var(--ink-soft);margin-top:20px}.byline{display:flex;align-items:center;gap:14px;margin-top:26px;flex-wrap:wrap}.byline .avatar{width:46px;height:46px;border-radius:50%;background:var(--teal-tint);display:grid;place-items:center;font-family:var(--font-display);font-weight:600;color:var(--teal);font-size:1.05rem;flex:none}.byline .who{font-size:.9rem;line-height:1.45}.byline .who b{display:block;font-size:.96rem;color:var(--ink)}.byline .who span{color:var(--ink-soft)}.byline .dot-sep{color:var(--teal-line)}article h1,article h2,article h3,.art-head h1{overflow-wrap:break-word}article h2{font-size:clamp(1.6rem,3.2vw,2.1rem);color:var(--teal-deep);margin:52px 0 16px;scroll-margin-top:96px}article h3{font-size:1.28rem;color:var(--teal-deep);margin:34px 0 12px;scroll-margin-top:96px}article h3.minor{font-size:1.06rem;color:var(--teal-deep);margin:26px 0 10px;font-family:var(--font-body);font-weight:800;letter-spacing:0}article p{margin-bottom:20px;color:var(--ink)}article p.lede{font-size:1.1rem}article ul,article ol{margin:0 0 22px 1.15rem;display:grid;gap:11px}article li{padding-left:4px}article li::marker{color:var(--coral)}article strong{font-weight:700}article a:not(.btn){color:var(--teal);text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:3px;text-decoration-color:var(--teal-line)}article a:not(.btn):hover{color:var(--coral-deep);text-decoration-color:var(--coral)}article em{font-style:italic}article hr{border:none;border-top:1px solid var(--teal-line);margin:44px 0}.takeaways{background:var(--teal-tint);border:1px solid var(--teal-line);border-left:5px solid var(--teal);border-radius:14px;padding:26px 28px;margin:0 0 34px}.takeaways h2{font-family:var(--font-body);font-weight:800;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin:0 0 14px}.takeaways ul{margin:0 0 0 1.05rem;gap:10px}.takeaways li{font-size:1rem;color:var(--ink)}.callout{border-radius:14px;padding:22px 26px;margin:32px 0;background:var(--white);border:1px solid var(--teal-line);box-shadow:var(--shadow-sm)}.callout p:last-child{margin-bottom:0}.callout .label{font-family:var(--font-body);font-weight:800;font-size:.76rem;letter-spacing:.13em;text-transform:uppercase;color:var(--teal);display:block;margin-bottom:9px}.callout.warn{background:#fdf4ec;border-color:#f0d3bc}.callout.warn .label{color:var(--coral-deep)}.table-scroll{overflow-x:auto;margin:28px 0;border:1px solid var(--teal-line);border-radius:14px;background:var(--white);box-shadow:var(--shadow-sm)}table{border-collapse:collapse;width:100%;min-width:520px;font-size:.96rem}caption{caption-side:top;text-align:left;font-size:.84rem;font-weight:700;color:var(--ink-soft);padding:16px 18px 0}th,td{padding:13px 18px;text-align:left;border-bottom:1px solid var(--teal-line);vertical-align:top}thead th{background:var(--cream-2);font-family:var(--font-body);font-weight:800;font-size:.78rem;letter-spacing:.07em;text-transform:uppercase;color:var(--teal-deep);white-space:nowrap}tbody tr:last-child td{border-bottom:none}tbody tr:hover{background:var(--cream)}td b{color:var(--teal-deep)}.faq{margin-top:8px}.sources{background:var(--cream-2);border-radius:14px;padding:24px 26px;margin:40px 0 0;font-size:.9rem}.sources h2{font-family:var(--font-body);font-weight:800;font-size:.78rem;letter-spacing:.13em;text-transform:uppercase;color:var(--teal);margin:0 0 12px}.sources ol{margin:0 0 0 1.1rem;gap:8px}.sources li{color:var(--ink-soft)}.reviewed{display:flex;gap:16px;align-items:flex-start;background:var(--white);border:1px solid var(--teal-line);border-radius:14px;padding:22px 24px;margin-top:26px;font-size:.92rem;color:var(--ink-soft)}.reviewed .avatar{width:52px;height:52px;border-radius:50%;background:var(--teal-tint);display:grid;place-items:center;font-family:var(--font-display);font-weight:600;color:var(--teal);font-size:1.15rem;flex:none}.reviewed b{color:var(--ink);display:block;font-size:1rem;margin-bottom:4px}.next-reads{margin-top:52px}.next-reads h2{font-size:1.5rem;color:var(--teal-deep);margin-bottom:20px}.next-list{display:grid;gap:14px}.next-list a{display:flex;gap:14px;align-items:center;background:var(--white);border:1px solid var(--teal-line);border-radius:14px;padding:18px 20px;text-decoration:none;font-weight:700;color:var(--teal-deep);transition:transform .2s,box-shadow .2s}.next-list a:hover{transform:translateX(4px);box-shadow:var(--shadow-sm);border-color:var(--teal)}.next-list a span.arrow{margin-left:auto;color:var(--coral);flex:none}.next-list a small{display:block;font-weight:500;color:var(--ink-soft);font-size:.86rem;margin-top:3px}.side{position:sticky;top:96px;display:grid;gap:24px;padding-top:22px;min-width:0}@media(max-width:1000px){.side{position:static;padding:0 0 20px;margin-top:44px}}.toc{background:var(--white);border:1px solid var(--teal-line);border-radius:var(--radius);padding:24px}.toc h2{font-family:var(--font-body);font-weight:800;font-size:.76rem;letter-spacing:.13em;text-transform:uppercase;color:var(--teal);margin:0 0 14px}.toc ol{list-style:none;display:grid;gap:10px;counter-reset:toc;margin:0}.toc li{counter-increment:toc;font-size:.94rem;line-height:1.4}.toc a{text-decoration:none;color:var(--ink-soft);font-weight:600;display:flex;gap:10px}.toc a::before{content:counter(toc);font-family:var(--font-display);color:var(--teal-line);font-weight:600;flex:none;width:1.1em}.toc a:hover{color:var(--teal)}.side-cta{background:var(--teal-deep);border-radius:var(--radius);padding:26px;color:#dfeae7;text-align:center}.side-cta h3{color:#fff;font-size:1.25rem;margin-bottom:10px}.side-cta p{font-size:.9rem;color:#bcd2ce;margin-bottom:18px}.side-cta .fine{font-size:.76rem;color:#85a39d;margin:12px 0 0}.side-cta .btn{width:100%}footer{margin-top:70px}